It’s important for Americans burdened with high levels of personal debt to make the right choice when seeking reliable debt help . The National Foundation for Credit Counseling (NFCC) offers some excellent debt relief advice.

Non-Profit Credit Counseling Agencies

It’s very easy to be seduced by the label “non-profit credit counseling agencies” but people must beware. Businesses “may be more interested in their own bottom line than in helping their clients,” said a US Senate investigating committee in 2005 (NFCC).